新就业形态劳动者参保困境的产生原因及对策研究

秘书 ›› 2024, Vol. 42 ›› Issue (5): 55-64.

新就业形态劳动者参保困境的产生原因及对策研究

董紫怡，严新明

南京大学

出版日期:2024-09-27 发布日期:2024-09-27
作者简介:董紫怡，南京大学政府管理学院硕士研究生。研究方向：社会保障理论与制度。严新明，南京大学政府管理学院教授、博士生导师。研究方向：社会保障理论与制度。
基金资助:
国家社会科学基金项目“基于水母型社会结构的‘弱有所扶’制度建设研究”（18BSH045）

Research on the Reasons and Proposals of the Platform Workers’ Insurance Participation Dilemma

DONG Ziyi，YAN Xinming

Online:2024-09-27 Published:2024-09-27

摘要/Abstract

摘要：

随着平台经济的蓬勃发展，传统社会保险制度已无法适应新就业形态劳动者的需要。新就业形态劳动者的社会保险参保率较低，劳动权益得不到有效保障。文章对社会保险制度的架构和运行模式，与新就业形态劳动者的特点进行“供给-需求”匹配性分析，从项目选择、参保缴费、经办机制和权益落实四个环节，系统探究新就业形态劳动者参保困境的产生原因；在梳理国外维护新就业形态劳动者社会保障权益典型经验的基础上，从规制、赋能和担责三个方面提出对策建议。

关键词: 新就业形态劳动者, 参保困境, 产生原因, 对策建议

Abstract:

With the vigorous development of the platform economy，the current social insurance system has been unable to meet the needs of the platform workers. The participation rate of social insurance is low for the platform workers，which the labor rights and interests cannot be effectively protected. The paper combines the current social insurance system structure and operation mode with the characteristics of the platform workers for supply-demand matching analysis，from the four links of project selection，insurance payment，business management and the implementation of rights and interests，systematically explores the reasons of the platform workers’ insurance participation dilemma. On the basis of comprehensively sorting out the typical experience of foreign countries，the paper puts forward relevant suggestions from three aspects of “regulation”“empowerment” and“responsibility”.

Key words: platform workers, insurance participation dilemma, reasons, proposals

董紫怡, 严新明. 新就业形态劳动者参保困境的产生原因及对策研究[J]. 秘书, 2024, 42(5): 55-64.

DONG Ziyi, YAN Xinming. Research on the Reasons and Proposals of the Platform Workers’ Insurance Participation Dilemma[J]. Secretary, 2024, 42(5): 55-64.